Updates from The Resiliency Company
Follow along here for regular updates on The Resiliency Company’s efforts.
October 2025
The leaves finally changed here in Chicago and I am happy to welcome fall.
October was a month to lock in on our core programs. Our work in resilient housing has the most traction and is acting as a “calling card” for the organization. I wrote a piece in The Epicenter called “Financing the Resilience Delta” about why this is critical to our mission. Please read and share on LinkedIn.
Per my last update, we continue to grow conviction in this opportunity and are officially working to spin out a portion of this work as PILLAR, a for-profit education & technology platform that helps homeowners navigate and finance rebuilding to a proven resilient standard.
The PILLAR platform will officially launch the MVP this month and has…
A founding team of experts across homebuilding, lending, and technology.
Partnered with 15 homebuilders to translate the IBHS standard into designs, influencing 50% of new housing stock.
Targeted campaigns with the community recovery groups, giving a turnkey communication channel reach 90% of homeowners with promotion of PILLAR.
A pipeline of resiliency loan products with the goal of at least 5 financial institutions listed on PILLAR.
6 insurance carriers with policies that will be listed on PILLAR with published discounts for building a home that is IBHS certified.
We believe that now is the right time to recruit pre-seed capital, as this business has been derisked with our initial 6 months of work, validated product-market fit, and is poised to lead the market of resilient home lending.
The Resiliency Company will continue to act as an ecosystem partner for resilient home building in LA and other markets post-disaster. Transitioning from operators of PILLAR into founders/“investors” will allow us to use our programmatic resources on additional mission-related activities.
If you have any connections with early stage investors that are interested in learning more, please send over an introduction (suggested copy below my signature).
We’re also starting to look ahead to 2026 and beyond and are reflecting on some key learnings as we enter strategic planning:
The pullback from the federal government in funding hazard mitigation plus an increased recognition of the financial impact of disasters, there is growing interest in resilient infrastructure from entire sectors and communities. We launched The Resiliency Company at the right time.
To take advantage of that momentum but not get swallowed by the scope of the opportunity, we need to shift from broad convenings and thought-leadership to a targeted approach, rightsized for what will drive change and truly mobilize capital into resilient projects.
Our organization is becoming more well known - with an increase in inbound interest from others to collaborate, help convene, fund, and even additional leads for potential fiscal sponsorship.
Our programs in commercial and public infrastructure continue to have a high potential for impact and size, but are a longer-term investment in aligning stakeholders, establishing credibility, and learning about the opportunities to mobilize capital into resilient infrastructure.
Questions/ideas or introductions to potential funders for PILLAR, please reach out!
Best,
Abby
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I’d like to introduce you to Abby Ross, CEO of The Resiliency Company, whose team has developed PILLAR, a platform to finance homes to an insurable, resilient standard.
Since 2021, 1 in 10 U.S. homes has been damaged by a disaster, with homeowners spending over $23 billion annually on repairs. PILLAR addresses this massive, growing market by turning resilience into an investable, financeable product. The business has been in stealth mode over the past six months, building the team and validating product–market fit. They are launching in November and quietly raising a pre-seed round.
September 2025
CEO & Founder Abby Ross speaking at The Adaptation Forum, hosted as part of Climate Week NYC on September 22
This September, The Resiliency Company celebrated 1 year from our official launch which was at an intimate dinner with ~40 people at New York Climate week.
What a difference a year makes. This year, we…
Hosted The Adaptation Forum with several leading orgs, with interest from 700 people, representing $6T in AUM across organizations.
Spoke at Marsh McLennan’s Private Client Services roundtable
Featured at the Axios House to speak on the opportunity of investing in resilience
Co-hosted a workshop with JLL with 55 partnering organizations for feedback on our Climate Risk Playbook for Commercial Real Estate (launching November)
Interviewed on the Climate Proof Adaptation Financing podcast (to be released week of 10/8) [update 10/20: podcast has been released and can be found here]
A note of gratitude for the truly awesome team, advisors, and supporters that helped us build this credibility and momentum on our 2025 goal: become a gravitational pull to unite capital allocators around resiliency.
As part of how we create conditions for success to mobilize capital into resilient infrastructure, we have:
Partnering with builders/architects in LA to influence resilient home designs, which represents ~50% of the upcoming rebuilding housing stock.
Working with Home Depot and IBHS on a Resilient Home Building Materials “Look Book”
Building PILLAR, a resilient home building lending & education platform, likely leading to a spinout and raising outside capital to support the growth.
Developing an underwriting standard to the IBHS Wildfire Prepared standard for financial institutions to adopt as a critical step for resilient home loan origination.
Soft-launched Resilient America, which helps municipal leaders finance resilient public infrastructure. This is in collaboration with Rockefeller Advisors, garnering feedback from potential funders, partners, and state/local governments.
I recognize this all sounds like A LOT - well because it is and has been. It remains a massively ambitious and important mission that we need to demonstrate clear wins against. Part of the next quarter will be getting organized about our programs and storytelling for how these all fit together.
As always, reach out with ideas/concerns/questions.
Best,
Abby
August 2025
We hope you are enjoying the last moments of summer. An extra long update this month:
Welcome Case Study Adapt!
The Resiliency Company is welcoming a new fiscally sponsored project. Case Study: Adapt (CSA) is a revival of the iconic mid-century Case Study House Program, reimagined for a world with increasing weather disasters and hazards. In response to the wildfires in Los Angeles, CSA brought together ten of the city’s top architecture firms to design resilient homes for 16 families who lost homes in the fires. Coverage of their work will be featured in a series of pieces covered in Architecture Digest.
CSA expands Resiliency Co’s capabilities by adding a unique blend of architecture, design, and narrative strategy to our existing focus areas. Their work is complementary with our efforts to scale adaptation solutions and shape public narratives, while bringing distinctive expertise that we do not currently have in our core programs.
Rebuilding Homes to be Resilient. We are growing our conviction that this effort is a massive opportunity to be the first market for resilient home lending across the country. I’ve attached a sample teaser deck that highlights the business case for this work, positioning LA as our first market.
Our near-term goal remains laser focused on making LA a wild success and our progress this month comes from embedding with the building and design community to influence architectural plans to be built to the IBHS Wildfire Prepared standard where we have…
Built product comparison spec list for materials for IBHS standard, work that will hopefully be represented in a dedicated Home Depot “look book” for builders.
Met with 12 homebuilder groups to encourage IBHS spec home design options, representing potentially 6,000 homes
Partnering directly with organized clusters of rebuilds like with Habitat for Humanity and Homebound.
We have also been working hard on securing funds through partnering with existing financial institutions for direct lending and also raising capital from funders. We have:
Built a pipeline of funders
Responded to RFPs for homeowner grants
Built an advisory and draft of grants workflow playbook
Onboarding with catalytic fund platforms - Prime Coalition, CREO, and CapShift
Met with 8 LA-based financial institutions to offer resilient home loan products
Started building MVP prototype for homeowners to calculate their Resilient Delta and apply for financing
I had someone meet me and say, “oh, I keep seeing The Resiliency Company everywhere!”. Here is a round-up of some of the ways we’re creating gravitational pull:
Abby published a piece with New America
Abby was interviewed for Doug Parsons’ America Adapts podcast called Innovations in Climate Risk & Insurance
Our Climate Risk Playbook with JLL and 40 other partners will have a dedicated session with the commercial real estate leaders at NYCW
Speaking at the Marsh McLennan Symposium on Climate, Resilience and Insurability in the US alongside Barney Schauble and Alison Smart
Speaking at the After the Fire Summit on A Mandate for the Future: A Climate Resilient Rebuild
Co-hosting The Adaptation Forum on Monday 9/22 at NY Climate Week
Probable Futures published an insightful piece, Is the Future Insurable?
Best,
Abby
July 2025
Following our Rebuilding with Resilience in LA event at the end of June, we’ve continued a deep focus on opportunities in Los Angeles while also exploring opportunities to advance the resiliency thesis broadly. Here’s a quick, exciting recap of what we’ve been working on:
Strategic Pillar 1: Tell a compelling story about resiliency
The Resiliency Company has been leading an adaptation and resilience agenda for New York Climate Week in partnership with GARI, Tailwind, Resilience Investments, CPI, and Lightsmith Group.
The Epicenter published pieces on how AL changed their insurance market by Fortifying roofs at scale, how insurers can play a role in standard-setting amidst climate hazards, and a model of investing in resiliency to minimize flooding.
Strategic Pillar 2: Create Conditions for Success
This month was all about alignment and focus as our work in Los Angeles becomes a cornerstone of our work, mobilizing capital for resilient infrastructure. A thoughtful and thorough writeup of the road ahead was covered in ClimateProof this month.
We wrapped up our work with the Commercial Real Estate Climate Risk Management Playbook, following interviews with stakeholders from 55 organizations representing $2.468T in market value. Stay tuned for the playbook launch NY Climate Week in September!
We’ve been engaging with the city of Winter Haven, FL on financing for a $1B+ water resilience project.
We continued our summer Fellowship program with 5 graduate students who engaged in research sprints around topics like creating a database of insurance-based innovation projects; analyzing the TAM/SAM for scaling a Delta Fund model; creating an inventory of cancelled FEMA BRIC program projects to explore future opportunities to help bring in new capital to get these “scoped but stalled” projects underway.
We’re looking for partners to increase the velocity and chance of success in building the technology and operations for the Resilient home building program in Los Angeles. If you know of great venture studios or incubation hubs, please reach out!
Best,
Abby
June 2025
On June 24-25, at SnapHQ in Santa Monica, The Resiliency Company hosted 250+ people from a broad range of stakeholders including home builders, insurers, capital markets leaders, philanthropists, and local leaders.
Some of our favorite quotes from the event included:
“This group of people hasn’t been convened yet - we’ve just been going to meetings within our silos.”
“This event opened my eyes to all the work that has to be done that I haven’t considered. But it also makes me realize how many great people are working on solutions.”
“An event of this caliber of attendees and programming is very difficult to pull off. Well done.”
Meanwhile, check-out the Linkedin love that Resiliency Co has received since the event. We were also delighted to see Abby Ross interviewed on local LA news about the event (watch on desktop not mobile) as well as a news feature about rebuilding with resilience that featured Abby along with IBHS and Case Study Adapt.
We were also delighted to welcome Jonathan Dromgoole as the most recent member of our team! Jonathan joins The Resiliency Company as our new Delta Fund Strategic Partnerships & Operations lead and will be instrumental in leading fund and program design for our work in Los Angeles, to ensure widespread access to the necessary financial resources to rebuild to our highest resilience standards and help preserve insurability in the region.
The Resiliency Company’s 2025 objective has been to “create the gravitational pull to unite the ecosystem around investing in resiliency” and this event demonstrated how our organization can do this.
Meanwhile, we’ve had many recent learnings around the Delta Fund and The Resiliency Company’s role in helping to rebuild LA with resilience:
We’ve witnessed that homeowners face many rebuilding challenges but validated that the Delta Fund is needed.
Resiliency Co. is in the business of influencing decisions so that homes are built to a fire resilient standard. We need to operationalize how to intervene when those moments happen. To that end, financing the “resilience delta” is one of the critical barriers to making a resilient decision, so the Delta Fund is our primary answer.
Our largest sources of demand/referrals for the Delta Fund have been home builders, insurers, homeowner community groups, and architecture home design catalogues.
Some other quick updates:
The Resiliency Company’s subsidiary Network for Good has officially changed its name to For Good - read the press release here.
The Epicenter published a popular piece on how “Local Governments Can Be Champions for Flood Management: A Case Study from Algonquin, Illinois.”
Resiliency Co. has kicked off planning for New York Climate Week! We're collaborating with GARI, CPI, Tailwind, and Resilience Investments for an "adaptation & resilience house." See this LinkedIn post for more about it and feel encouraged to submit your suggestions for potential events here.
Following the Rebuilding with Resilience in LA event, our team continues to right-size and balance priorities based on the greatest needs and opportunities we’re seeing. Stay tuned for more of our recent insights about how we hope to best support this growing ecosystem.
Best,
The Resiliency Company team
May 2025
May was filled with exciting opportunities to share the work of The Resiliency Company, including at the Milken Global Conference, the GARI Investment Group, an insurance roundtable, and a venture capital summit. Across all of these different audiences, it was evident that leaders are recognizing the increasing physical risks from disasters and extreme weather, but don’t always know what to do about it (plug for the Probable Futures Progress Report).
Strategic Pillar 1: Tell a compelling story about resiliency
In May, The Resiliency Company sharpened our storytelling about specific critical infrastructure examples from our portfolio of current pilot opportunities, to help make the case for what resilient infrastructure looks like and how we can mobilize capital for it. These included:
Residential infrastructure: Resiliency Co is raising a fund to help homeowners build to a resilient, insurable standard. How might we finance the “resiliency delta” so that homeowners in Los Angeles can afford to rebuild their homes to the highest studied resilience standards and preserve insurability?
Commercial infrastructure: Working with industry leaders like JLL, ULI, Wells Fargo, Amazon Global Realty, and Turner Construction, Resiliency Co is helping develop a Climate Risk Playbook for new commercial real estate builds. How can we align key stakeholders in the commercial real estate industry (architects, engineers, contractors, investors, owners) to build with resilience?
Public infrastructure: Resiliency Co is evaluating “scoped but stalled” resilient infrastructure projects that have community buy-in but have lost funding from federal cuts. Can these projects (ranging in size from $50M-1B) be financed on the private market?
Strategic Pillar 2: Create Conditions for Success
Read about how The Resiliency Company’s work is taking shape in Los Angeles from Francis Bouchard, a Managing Director at Marsh McLennan (a global leading insurance broker). This work in LA, to create conditions that will preserve insurability in the region, will kick off with a 2-day convening June 24-25th with a broad group of stakeholders to discuss rebuilding efforts and the Delta Fund’s design.
More soon,
Abby
April 2025
The theme for April was “Validation”....and WOW, are things moving.
On our mission to help humanity adapt to the physical risk of disasters and extreme weather, we’ve found that our role in mobilizing capital into resilient infrastructure is resonating within big markets: public finance, insurance, real estate, and large-scale infrastructure.
While we have some experiments running across all of those markets, our work in rebuilding residential areas in LA remains a primary focus. It is a demonstration of how investing in resilient housing will make places more insurable.
Strategic Pillar 1: Tell a compelling story about resiliency
In April, our team helped tell the “resiliency” story at LA Climate Week and SF Climate Week.
Probable Futures, a fiscally sponsored organization of Resiliency Co., delivered a rave-review keynote at the Property Insurance Plans Service Office (PIPSO), which is the forum for state sponsored insurance plans to gather and share information. These are people trying to figure out how to help communities that are facing rising risks and declining insurance availability.
The Epicenter published a piece on earthquakes, focusing on the cost drivers and opportunities to fortify assets, as well as a piece on preparing for multiple hazards, that features 5 Principles for multi-hazard resiliency.
Strategic Pillar 2: Create Conditions for Success
We spent the month validating the assumptions of the Resilient LA Delta Fund, an emerging pilot fund that will provide homeowners in LA with grants and/or loans to rebuild their homes to a wildfire resilient standard.
The most compelling reasons behind “why we’re doing this” are…
This is about derisking a community at scale to make it more insurable, which will lower future losses, improve local economies, and ensure stable insurance, housing, and mortgage markets.
This serves as a template for how to activate building residential and community resilience after a disaster and is repeatable for wildfire, hurricanes, flood, and severe storms. It can then be scaled and marketed as a holistic home equity program across the country for new construction and retrofits.
Here’s what’s next:
Launching and promoting our 2-day Resilient LA convening in June.
Exploring potential investment firm partners to establish the fund.
Locking in commitments from partners and investors.
Working with a behavioral design firm to map the “homeowner rebuilding journey” to understand how the Fund can influence key moments.
Validating with homeowners impacted by the fires that they would want to rebuild with resilience and would seek financing to do so.
More soon,
Abby
March 2025
March was an intense month of exploration and discovery to understand opportunities to rebuild with resiliency in Los Angeles after the devastating fires earlier this year. Based on feedback from the insurance industry, builders, and local government, we learned that The Resiliency Company can play a critical role in mobilizing the funding required for LA to live safely amidst a time of accelerating wildfire risk.
While we have several exciting initiatives, I’m going to focus this March update on our work in Los Angeles.
Strategic Pillar 1: Tell a compelling story about resiliency
The fires in LA triggered a wave of news and storytelling - from political jockeying, calls to reform the insurance industry, and implications for the future of the city. Amid this coverage, we’ve looked for opportunities to help decision makers understand future risk, see that there are viable solutions, and ultimately value resiliency as a tenet of designing infrastructure.
One example of a storyline we’ve been collaborating on (behind the scenes with our role becoming more public soon) is how a new era of modern architecture can center around designing for risk through resilient design while still incorporating culture and beauty: Post LA Wildfires, Leading Architects Reimagine the Case Study Program via Architecture Digest.
We’re supporting this program through market insights and believe it’s important to build a groundswell within LA to leverage impactful storytelling to make resiliency more tangible.
Strategic Pillar 2: Create Conditions for Success
Putting The Resiliency Company at the center of how to “finance resiliency at scale” has given us a clear idea of how we can add value in places like Los Angeles. Alongside Insurance for Good, we’ve been testing the idea of launching a fund of funds to provide homeowners in LA with grants and/or loans to rebuild to a resilient wildfire standard, making their homes safer and more insurable.
We are still validating this concept, but see a path forward to launching in the next 6 weeks. There’s appetite, opportunity, momentum, and a narrow window to pull this off - so we’re moving quickly.
Onward ,
Abby
February 2024
February was about setting strategies in motion for how The Resiliency Company can mobilize the funding, policies, and innovation mechanisms required to enable communities to live safely amidst a time of accelerating climate disasters and hazards.
Resiliency Co’s work is organized around two strategic pillars: 1) Tell a compelling story about resiliency, and 2) Create conditions for success. Here’s what we’ve recently been up to across each of these pillars:
1: Where we told the “resiliency” story this month, to help make a compelling case
Recent events and ecosystem highlights:
Adapt Unbound Showcase: About The Resiliency Company | Abby Ross, CEO of The Resiliency Company, was featured in the 'Unbound Showcase' interview series with pioneers of climate adaptation and resilience solutions.
FirstStreet Forecast 2025 event | Spencer Glendon (Probable Futures) and Carolyn Kousky (Insurance for Good) spoke on a panel with First Street to present on the macroeconomic risks, insurance challenges, and repercussions of climate disasters.
Resiliency Co hosted a Bay Area Resiliency Co Happy Hour with 24 orgs in attendance in Sebastopol, CA. More to come in other areas of the U.S. soon! Sign up for a future resiliency gathering with us here.
Recent content from The Resiliency Company portfolio and partners:
What is Resiliency? These 10 examples prove the point, The Epicenter
Puerto Rico’s Innovative Use of Parametric Insurance, Insurance for Good blog
Electric Grid resiliency, The Epicenter
Deep Dive: Opportunities for Resilience in the Municipal Bond Market, The Epicenter
2: Create Conditions for Success
To incentivize the conditions that will enable adaptation that yields resiliency, The Resiliency Co. is currently focusing on three key markets that have much to gain by investing in resilient infrastructure: 1) insurance 2) municipal bonds, and 3) commercial real estate. We are working within these markets to find places where Resiliency Co. can influence how decisions are made and find opportunities for programmatic work that will yield more capital to flow to resilient infrastructure investments:
Insurance - How might Los Angeles ensure that their rebuild is insurable?
Municipal Bonds - How might we rally state and local governments to consider climate risk and build more resilient infrastructure?
Real Estate - How can a commercial real estate investment ensure resiliency is a core tenet of how a new building gets designed, financed, built, and insured?
Stay tuned for more to come!
Best,
Abby, CEO of The Resiliency Company
January 2024
This year at The Resiliency Company is about creating the gravitational pull to unite capital allocators around resiliency.
We’re only a month into the year and January has already been long and eventful–the fires that devastated Los Angeles were a harrowing reminder of the importance of The Resiliency Company’s work. Take a look at The Epicenter’s early insights from the LA fires that highlights the importance of rebuilding with resiliency.
Resiliency Co’s work is organized around two strategic pillars: 1) Tell a compelling story about resiliency, and 2) Create conditions for success. Here’s what we’ve recently been up to across each of these pillars:
1: Where we told the “resiliency” story this month, to help make a compelling case
The Epicenter, The Resiliency Company’s independent publication, continues to publish compelling content on the drivers leading to increased costs and impacts from extreme weather events. As the publication grows, we’re beginning to recruit field correspondents and emerging voices who are advocating for resiliency across various infrastructure industries. The Epicenter seeks to build trust and credibility through high-quality, accessible content that captures attention, sustains engagement, and inspires action.
Abby went to Davos and spoke on a panel about the energy transition and grid resilience and met several interesting infrastructure investors. .
2: Create Conditions for Success
To incentivize the conditions that will enable adaptation that yields resiliency, The Resiliency Co. is currently focusing on three key markets that have much to gain by investing in resilient infrastructure: 1) the insurance industry, 2) the municipal bonds market, and 3) the commercial real estate ecosystem.
In the commercial real estate category, Resiliency Co. is leading a project with Ryan Companies, JLL, Urban Land Institute and other ecosystem leaders to publish The Climate Risk Playbook for Commercial Real Estate & Construction. Informed by industry leaders (owners, investors, designers, constructors, and insurers), the Playbook will provide a partnership-based process to safeguard the long-term interests of property owners and end-users in an era of environmental uncertainty.
In the insurance category, The Resiliency Company launched a formal collaboration with Insurance for Good to lead pilots on how insurers can: 1) increase the availability and affordability of insurance by actively investing in climate resilient infrastructure, and 2) create new insurance programs and products that incentivize investments in resiliency.
Stay tuned for more to come!
Best,
Abby, CEO of The Resiliency Company
December 2024
What a wild ride 2024 has been - full of critical pivots that led us to where we are today. I’m using this month’s update to reflect on our accomplishments this year and what you can expect from us in 2025.
Why we’re doing this work
Rising temperatures, extreme weather, increased flooding events, and other disasters have impacted 90% of counties in the U.S. in the last decade. Over that same period, the U.S. spent $1.1 trillion rebuilding communities after disasters. Today, a $1 billion disaster hits the U.S. every 18 days. By 2030, they are on track to hit the U.S. every week.
How we rebuild our infrastructure is the defining challenge of today, for generations to come. Achieving Net Zero is not enough for the trillions in disasters between today and 2050. We must adapt so that what gets built is resilient to these perils. It is the safest and brightest path forward.
That’s why we created The Resiliency Company – to mobilize as much investment into critical infrastructure that will help communities withstand the impact of forthcoming disasters and hazards.
How we got here
To start the year, The Resiliency Company officially incorporated and spun out from Network for Good - recognizing the need for a new entity to support our organization’s increased scope and ambition. The Resiliency Company is now the parent organization with Network for Good as a subsidiary.
The first half of this year, we were expansive in our search to solidify our role…
Q1: Explored ways to make good on our mission, including everything from becoming a Holding Company, launching a fund, setting up an incubator, and how to align capital with community needs.
Q2: Focused and realized that the scope of this opportunity needs trillions in investment and our best structure was as an influencer of capital vs. a direct allocator.
…in the second half of the year, we then honed in on a vision and strategy:
Q3: Put “climate resiliency” at the center of our strategy with our brand, honing in on the strategy for how we build influence with capital allocators.
Q4: Launched The Epicenter and decided to fiscally sponsor Probable Futures as a mission-aligned organization. We also started laying the groundwork for getting involved with infrastructure projects that are in response to climate hazards as a way to test and learn how to influence capital.
Some of the key learnings from 2024:
Storytelling: People see risk protection more than opportunity. We need crisp, specific examples of resiliency.
Our timing is an asset: Adaptation and resiliency is growing in popularity.
We’re attracting amazing people: Our new brand, ambitious focus, and collaborative vibe is leading to inbound opportunities, strong talent, and interest for partnership.
Financing “resiliency” is a market gap: This is a field with known solutions but a lack of ways to finance. For example, who pays when everyone benefits?
Focus for 2025
In 2025, we're going to be focusing on building the gravitational pull to unite capital allocators around resiliency. This means we will be…
Validating that we can influence infrastructure investments to prioritize climate resilience. We’re actively getting involved in infrastructure opportunities by raising financing and funding, measuring success in terms of capital raised and institutional investors influenced.
Growing The Epicenter to be a strong ecosystem platform for telling the resiliency story across infrastructure industries.
Positioning The Resiliency Company as “do-ers” with a formal launch and push for awareness. We will measure success in coverage and inbound leads for climate resiliency projects.
I remain grateful and energized that I have the greatest job in the world…working with a brilliant team on an ambitious and important mission.
Onward!
-Abby, CEO of The Resiliency Company